Average Cost Of Tattoo Shop Insurance

Help Others Make Better Decisions

Why Get Insured by CoverWallet?

• Has an online quotes generator that customers can use to find accredited carriers that offer tattoo insurance, which are the partners of CoverWallet

• Online policy management and certificate of insurance through the MyCoverWallet app

• Get tattoo artist and tattoo parlor insurance quotes in within minutes

• Has a live chat system for customers

Why Take CoverWallet with a Grain of Salt?

• Not a tattoo insurance carrier but more of an online quote comparison platform that offers the products of its partners to customers

CoverWallet is an insurance broker and not a tattoo insurance company. But still, its fine. This company has an online quotes comparison platform you can use to find insurance companies that offer tattoo studio insurance and tattoo artist insurance. Getting a quote is easy. All you have to do is provide basic information about your line of work and insurance quotes will be provided within minutes.

Choose to work with CoverWallet because it has live insurance agents who will help you decide what policies to purchase and how much insurance coverage to have. Insurance agents are also ready to help you find the right endorsements for your tattoo business insurance for the most comprehensive protection.

Why Insurance Is An Essential Tool To Manage Your Tattoo Parlour And Beauty Salon Risks

In business and life, change is the only constant. Beauty and tattoo parlours are not immune to change. And in particular, are often striving to be ahead of consumer tastes and demands. Because aesthetic services are so personal, you are likely evolving your business to keep current with changing ideals of beauty and taste.

Related Matters:Tips for running your spa clinic during COVID-19

One such example is a new studio opened by a Canadian military veteran in Wasaga, Ontario. Its a luxury tattoo studio, boasting individual rooms where clients can watch TV or listen to their own music in private. The spa-like studio reflects the changing image of tattoo parlours no longer are they hole-in-the-wall, back-alley shops, but more like doctors offices, with an emphasis on sterilized equipment and cleanliness protocols.5

Whether you are insuring for the first time, changing or evolving your services, working with commercial insurance brokers is essential.

What Insurance Does A Tattoo Artist Need

When youre thinking of starting a new profession as a tattoo artist or becoming the business owner of a tattoo shop, it is important to do some research to make sure youre covering all of your bases, such as making sure youre licensed and have all the paperwork you need to get started. One major consideration that is easy to overlook, is insurance.

Have you ever considered needing insurance? If you havent before, youre in the right place. Lets walk through the reasons why you need insurance as a tattoo artist, how to get it, and whats available so you can keep doing what you are passionate about, worry free.

Don’t Miss: How To Sharpen Maybelline Tattoo Studio Gel Pencil Liner

Protective Life Insurance Reviews

1. Protective Life insurance review 2022 Bankrate.com When it comes to overall customer satisfaction, however, Protective Life falls below average. The company was ranked 16th out of 21 providers Pros · Protectives term life insurance rates are competitive. · Protectives cash value life insurance policies generally have low internal

What Is The Legal Age To Get A Tattoo Uk

18The UK prohibits anyone under the age of 18 to have a tattoo, and any artist found to do so will be prosecuted and fined, so, its imperative you always ask for proof of age and to include a copy in a consent form. Interestingly, the legal age for a tattoo does differ in other parts of Europe.

Is the tattoo industry growing?

The tattoo industry has been increasing by nearly 10 percent every year for more than a decade now. Industry analysts believe that this trend will continue well into the 2020s. Tattoo removal services are expected to increase by 18 percent annually for the next few years.

https://www.youtube.com/watch?v=iAOjp_NKOdc

You May Like: Tattoo Skin Color Over Scar

How Much Does It Cost To Run A Tattoo Shop

On average, it can cost up to $15,000 to start a tattoo shop. For somemainly artists who have already accumulated equipment and a portion of supplies during their careerthis number can be substantially lower, but by no means is it cheap.

Can a tattoo artist insure their hands?

Tattoo artists can obtain disability insurance. This insurance is incredibly important. However, your occupation itself is a hard one to insure.

What kind of insurance do tattoo shops need?

A tattoo artist will most likely want to have liability insurance for their tattoo parlor or business. This professional liability insurance can help protect the artist if there is a mistake or issue that leads to a lawsuit where the customer sues the business for malpractice.

Is Tattoo And Body Piercing Insurance Required

Requirements for tattoo insurance vary depending on the state you conduct business in. While it may not be legally required everywhere, you must consider putting a liability policy into place to protect your business. It’s especially important for tattoo artists who travel or work at conventions to make sure they’re protected with the proper professional liability insurance.

You May Like: Fine Line Tattoo Artists Milwaukee

Apprenticeship Program Insurance And Guest Artist Insurance

The tattoo artists learn their business mainly through apprenticeship programs. This insurance will cover and protect apprentices but within limitations. Just like applying for insurance program coverage, this will cover an additional temporary employee under the insurance coverage but for a limited period of time. This coverage has fewer restrictions than apprenticeship coverage.

Body Piercer Liability Insurance

Body piercing insurance is similar to tattoo artist liability insurance, except this coverage provides protection for piercings rather than tattoos. Should an artist make a mistake while piercing a customer, this insurance coverage will usually help cover any legal costs and settlements that arise from the incident.

Assuming your tattoo studio is like most and provides piercings, youll want to make sure this coverage is included in your studios tattoo shop insurance policy. Additionally, it should cover all the types of piercings that your studio does, including both surface and genital piercings if both are offered. Without this protection, your tattoo studio would only be insured for half of the work it does.

Also Check: Fragrance Free Moisturizer For Tattoo

How To Become A Tattoo Artist

This is an incredibly skilled job, but as yet there are no formal entry requirements. That does not mean you can just open a tattooist salon and start practising, in reality it will take years of working under supervision also termed an apprenticeship. If you have genuine artist talent, patience and have a real passion in this ancient art inquire with local tattooist studios if you can work as a trainee. It may be a year before you are able to apply to begin to work on actual clients.

How Do I Get A Quote For Tattoo Shop Insurance Or Tattoo Artist Insurance

To obtain a free quote, you can fill out our online application or give us a call at 877-585-2853. We can also provide a free policy review where we look at your current insurance and identify the gaps and exclusions that are leaving you vulnerable. For true peace of mind, call us today!

With XINSURANCE, you can purchase customized liability insurance coverage that will protect you in all the areas that your homeowners, employers, and business insurance policies wont or cant. Our underwriting team brings you over 40 years of experience, along with the ability to offer customized limits, coverage, deductibles, and premiums to create the perfect plan for your personal protection.

Read Also: Can Tattoos Be Removed Completely

What Does Tattoo Parlors Insurance Protect You From

For your tattoo parlors business, the most important types of insurance are intended to cover the risks to your business from accidents, from unexpected events, and from mistakes.

In addition there are some mandatory kinds of insurance that various states require.

In the next few paragraphs, we will outline the most important points any tattoo parlors business owner should remember when negotiating the insurance needed.

The main headings of insurance for your tattoo parlors businesses are liability insurance, commercial insurance, asset insurance and workers compensation insurance.

Why Should I Choose Xinsurance For Tattoo Shop Insurance Or Tattoo Artist Insurance

XINSURANCE is a full-service liability insurance partner specializing in risks that have been canceled, declined, or non-renewed. We can help customize your insurance policy to ensure it meets your specific needs. Youll have true peace of mind knowing you have a trusted partner by your side whenever an accident or incident occurs.

Our in-house teams, including risk management, claims services, and legal teams, are ready to be at your service! Our claims representatives are available around the clock to take your calls and get the process started. We have the expertise to handle your claim expeditiously and get the fast results you deserve.

Read Also: Freedom Ink Tattoo Jacksonville Nc

Thimble Henna Tattoo Artist Insurance

Why Get Insured by Thimble?

• Offers short-term tattoo artist insurance that lasts for an hour, a day, or a month

• Insures tattoo artists within minutes

• Allows the policyholder to get an online certificate of insurance

Why Take Thimble with a Grain of Salt?

• Only offers general liability coverage for tattoo artists

• Only insures Henna tattoo artists

Thimble offers insurance for henna tattoo artists. Its tailored insurance only offers general liability coverage with a $1 million – $2 million policy limit.

This company is perfect for Henna tattoo artists who only work part-time or during events. So why is this? This companys henna tattoo insurance is available as an on-demand and short-term insurance plan. Meaning that customers will get covered the day they decide to be insured. Furthermore, they can choose to only have coverage for hours, weeks, days, or months.

General Liability Insurance For Tattooists

General liability coverage in tattoo artist liability insurance functions to provide money if the tattoo artist or tattoo shop/studio is accused of causing injuries or property damage to the client.

There are a lot of hazardous equipment and substances used in tattoo service. Examples are inks, needles, razors, and tattoo machines. Spilled ink if not removed immediately from the floor can cause the guest to slip and fall or stain their belongings. Needles and razors can cause cuts and lacerations. Finally, tattoo machines have cords that, if not kept well, will cause the client to trip.

Personal injury and property damage lawsuits against tattoo artists and tattoo studios are not cheap. Court judgments can sometimes demand compensation for the aggrieved partys losses that amount to hundreds or even millions of dollars. For this reason, getting general liability insurance is essential.

General Liability insurance for tattoo artists and tattoo studios will take care of property damage and personal injury claims from a client, vendor, visitor, or any other third parties. In practice, this type of tattoo parlor insurance will pay for attorney fees, other legal costs, and compensation if the claimant wins the legal battle.

Don’t Miss: Tattoo Needles And Ink Supplies

Tattoo Shop Insurance: For Businesses And Individuals

Tattoos, body piercings, and body art continue to grow in popularity. Its not just the stereotypical biker dudes that have tattoos anymorethe girl next door has added ink to her body, as well. With more and more people getting tattoos, tattoo shops, piercing shops, and tattoo artists need to make sure they are getting the proper liability insurance coverage to help protect themselves from everyday risk and frivolous lawsuits.

XINSURANCE is here to provide customized insurance solutions to businesses and individuals, regardless of experience or past claims. We welcome shops of any size, old or new and we welcome artists of any experience level, even if youve been declined, canceled, or non-renewed by other insurance providers. In fact, thats our specialty. Contact us today or fill out the form at the top of the page for a free quote!

Lip / Inner Lip Tattoo Cost

From a permanent makeup artist in New York, a typical lip tattoo cost is $375 for a lip liner tattoo and $600 to fill in your lips completely. Your inner lip tattoos start around $100. However, the inner lip is very sensitive, and inner lip tattoos start fading after one month, disappearing entirely with 1 to 5 years.

Don’t Miss: Best Tattoo Shops In Chicago

Where To Find More Info About Covid

The pandemic is changing how we live, work and interact with each other. To help understand COVID-19 risks and commercial insurance Canada products, read our Insurance Blog. In addition, you can keep current by subscribing to our e-news ALIGNMENT Matters on our homepage.

Heres a selection of recent COVID-19 related news articles that we hope you will find helpful.

Best Tattoo And Piercing Insurance Programs

Finding the right tattoo insurance can be a little bit tricky. Make sure that you talk to a knowledgeable agent who knows the insurance markets well. One important step is to choose a well-known and knowledgeable underwriter. Additionally, some medical underwriters will cover the tattoo shops as well.

Don’t Miss: How To Add Tattoos In Photoshop

What Insurance Do I Need For My Business

If youre looking for Public Liability Insurance, a search online is a good place to start. There are plenty of companies who offer it and there are of course the usual search engine comparison sites to look at. Money Supermarket have a great overview of what is and some FAQs, with a section to then compare providers that can help you decide on the specifics youd like for your policy.

All quotes will be tailored to you depending on the size of your shop, the amount of people you have working for you and how much protection you want.

However, as weve previously mentioned, Public Liability Insurance shouldnt be the only type of insurance you consider. There might be some aspects you would assume it would cover but it doesnt, so its worth reading up on others to make an informed choice.

Wed recommend also looking into:

Individual General Liability Insurance

Individual general liability coverage is a policy that will cover your tattoo tools and machinery. This is incredibly important, but something that some people dont think about in terms of needing insurance coverage. You have a lot of money in your equipment, and anything can happen to it. From theft to accidents and damage, you want to make sure you have everything covered by general liability insurance. You can cover almost anything that aids in the delivery of your services, so be sure to take a careful inventory of your equipment so you have adequate coverage.

You May Like: Laser Tattoo Removal Raleigh Nc

Tattoo Parlor Slip And Fall Accidents

Just like any other business, the owner of a tattoo parlor has an obligation to provide a safe environment for customers.

The owner may be liable for injuries caused by hazards on the property, such as:

• Spilled liquids on the floor
• Cracked or uneven pavement on sidewalks or parking areas
• Broken or malfunctioning furniture or equipment

Professional Liability Insurance For Your Tattoo Parlors Business

In the event where a customer alleges some negligence, errors, or omissions in how you conducted your tattoo parlors business for them, you can quickly have to fight a law suit.

Even if the lawsuit against you is ruled in your favor, the cost of defense can be large, and the impact on your reputation can be damaging.

Almost all small tattoo parlors business should have enough professional liability insurance to cover an individual claim of $25,000, with annual cover of $50,000.

See the table in the cost of tattoo parlors insurance section below for average prices of professional liability insurance for your tattoo parlors operations.

Read Also: Best Tattoo Removal Orange County

Do You Need Different Insurance To Do Piercings

There is specific insurance for piercing artists but to basically covers the same types of issues that an artist may run into. If an artist makes a mistake while piercing a client, liability insurance will cover mistakes that cause injury to the client. This includes coverage for legal costs and any necessary settlements.

Within your insurance policy, its important to make sure that all types of piercings are covered. For example, some insurance companies may not provide coverage for genital piercings, and without coverage for those types of piercings, you or your shop could find yourselves vulnerable to lawsuits for mistakes for that specific type of piercing. This doesnt necessarily mean that you cannot still do those types of piercing services, but it does mean that those types of piercings will not be covered by your insurance policy.

How Much Does A Bodysuit Tattoo Cost

A traditional full-bodysuit tattoo that covers all your skin from the ankles to the neck can easily cost you $100,000 or more. A half-bodysuit tattoo can easily range from $40,000 to $50,000. That’s considering you’ll spend between 4 to 8 hours maximum in the tattoo parlor for each session, and if you pay an average rate of about $180 per hour for an experienced artist.

The high price tag is because it takes at least one year for a tattoo artist to ink your whole body with a single, cohesive design such as those seen in a bodysuit concept. Most people need to rest more than one day in between tattoo sessions while the skin recovers, so 2 to 3 years is a much more realistic time frame.

You May Like: Hair By Hair Eyebrow Tattoo

Get A Free Tattoo Insurance Quote

CommercialInsurance.net understands high-risk businesses such as yours. Many insurance services and brokerages shy away from insurance for tattoo artists, making it difficult to obtain a quote. But CommercialInsurance.net has many years of experience that allow us to provide you with specific and detailed coverage connections for your business.

Tattoo insurance providers recognize the exposure and risks associated with operating this type of business. Staying operative and running a profitable business in the face of a lawsuit or disaster is essential. Let an experienced agent create a comprehensive and affordable package that provides security for your business, including your services, property, equipment, and staff.

We’ll provide business insurance quotes and compare plans from multiple insurance companies, making sure you have the right coverage in place. Contact us today by giving us a call at or complete the form above for a free, no-obligation tattoo or body piercing insurance quote.